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Average Score
621
Across all 3 bureaus
Goal
750
+129 pts needed
Equifax
618
Fair
โ–ฒ +12 this month
Experian
627
Fair
โ–ฒ +8 this month
TransUnion
617
Fair
โ–ผ -3 this month
Score Band Guide
Poor
300โ€“579
Fair
580โ€“669
Good
670โ€“739
Very Good
740โ€“799
Exceptional
800โ€“850
Active Disputes
LVNV Funding LLC
Equifax ยท Experian ยท TransUnion
Letter Sent
Day 18 of 30
Jefferson Capital Systems
TransUnion
Letter Sent
Day 12 of 30
I.C. System Inc.
Experian
Pending
Queued
NCA / Northland Group
Equifax
Removed
โœ“ Done
1. Personal
2. Profile
3. Goals
4. Plan
5. Payment
6. Submit
Personal Information

Client Profile โ€” Required for Dispute Letters
๐Ÿ”’ Why we need this: Federal dispute letters must include your full legal name, date of birth, last 4 of SSN, address history, and employment information. This is required by the FCRA and CROA to dispute on your behalf. Your information is encrypted and never shared.

Credit Goals & Current Situation

Choose Your Plan

A one-time setup fee is due today. Monthly billing begins after setup is complete. No contracts โ€” cancel anytime.

Starter
One-Time Setup: $99
$99
/month
  • 3-Bureau Dispute Letters
  • Monthly Progress Updates
  • Client Portal Access
  • Financial Education
Elite
One-Time Setup: $199
$199
/month
  • Everything in Pro
  • Cease & Desist Letters
  • Full FCRA Legal Strategy
  • Priority Turnaround

Setup Fee Payment

๐Ÿ”’ Payments secured by Stripe. We never store your card details.


Review & Complete Enrollment
I confirm all information above is accurate and complete.
I consent to Clean Slate AI contacting me via email and phone regarding my credit repair services.
I authorize Clean Slate AI to dispute inaccurate information on my credit reports on my behalf under the FCRA.

CROA-Compliant Client Service Agreement

CLEAN SLATE AI โ€“ CLIENT SERVICE AGREEMENT

This Credit Repair Services Agreement ("Agreement") is entered into between Clean Slate Credit Repair Services ("Company"), located at 1572 Hwy 85, Fayetteville, GA 30214, and the Client identified below.

1. Services to Be Performed

The Company agrees to review the Client's credit reports from Equifax, Experian, and TransUnion; identify inaccurate, incomplete, or unverifiable information; draft and mail dispute correspondence under the FCRA and FDCPA; and provide financial education resources.

2. CROA Disclosures

As required by 15 U.S.C. ยง 1679c: (a) You have the right to dispute inaccurate information yourself, for free. (b) We cannot remove accurate, verifiable negative information. (c) You may cancel within three (3) business days of signing without penalty.

3. Payment Terms

A one-time setup fee is due at enrollment. Monthly fees are billed in advance. No fees are charged for services not yet rendered, in compliance with CROA.

4. Cancellation

Either party may terminate with 30 days written notice. Client may cancel within 3 business days of signing at no charge.

5. Limitation of Liability

No guarantee of specific credit score improvements. Results vary based on individual credit history and creditor responses.

6. Governing Law

This Agreement is governed by Georgia law and applicable federal law including FCRA (15 U.S.C. ยง 1681) and CROA (15 U.S.C. ยง 1679 et seq.).

I have read and understand the CROA disclosures above.
I understand I have the right to cancel within 3 business days without penalty.
I agree to the terms of this Client Service Agreement with Clean Slate AI.

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Date: September 6, 2026